Pacific Capital Mortgage, Inc.

If you are looking to build your dream home, selecting the right lender is as crucial as finding the right contractor.

At Pacific Capital Mortgage, our financial craftsmen have a range of construction loans that can be tailor-fitted to your exact needs.  We will work closely with you to make the whole experience distinctive to your exact home-building dream.

One Loan for Land & Construction with a 30 Yr Mortgage

  • Pay just interest-only payments during construction
  • Borrow up to $726,200 (or more in high-cost areas)
  • Jumbo loan amounts up to $3 million
  • Enjoy a simple and flexible draw process with no set schedule

  Build over a 9 or 11-month construction term

  • Build over 12, 18, or 24-month terms for jumbo loans
  • Second homes available

  Consolidate construction and purchase for only one set of   closing costs and fees

HomeStyle Renovation

  • Use for renovation, repairs, or improvements
  • Borrow renovation amount up to 75% of the appraised, as-completed value
  • Store renovation funds in an interest-bearing escrow account              

      Apply Online         

                          4900 W Exp 83, Ste 230 McAll

en TX   78501

1Borrower must have an escrow waiver to be eligible for interest-only payments during construction. If not, the borrower will be responsible for making interest, tax, and insurance payments monthly.

Some restrictions may apply. All borrowers are subject to credit approval. Programs are subject to change. The information provided in this flyer is for dissemination to and for the use of real estate and financial business entities only and is not an advertisement for the extension of credit to consumers. WL 04/20

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