Pacific Capital Mortgage Inc.
No Qualification Loan


  • True no credit check and no credit report required
  • No job or employment required
  • No income qualification required
  • No assets required and no source of funds verification needed
  • Loan to Value (LTV) up to 65% for purchases or refinance
  • Seller carry-back 2nd mortgages allowed up to combined Loan to Value (CLTV) of 100%
  • LTV up to 85% and CLTV up to 100% for Arizona properties
  • No citizenship requirements - foreign nationals allowed
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